(五)

　We can serve you with a broad range of coverage against all kinks of risks for sea transport.

　我公司可以承保海洋運輸的所有險別。

　Generally speaking, aviation insurance is much cheaper than marine insurance.

　空運保險一般要比海運保險便宜。

　Then "all marine risks" means less than "all risks".

　那么，“一切海洋運輸貨物險”意味著比“一切險”范圍小一些。

　In the insurance business, the term "average" simply means "loss" in most cases.

　在保險業中“average”一詞一般是“海損”的意思。

　Are there any other clauses in marine policies?

　海運險還包括其它條款嗎?

　Breakage is a particular average, isn''t it?

　破碎險屬于一種單獨海損，對嗎?

　the risk of breakage is covered by marine insurance, isn''t it?

　破碎險是包括在海洋運輸貨物險之內的，對嗎?

　The English understood by "marine risks" only risks incident to transport by sea.

　英國人對“海洋運輸貨物險”只理解為海洋中的意外風險。

　Generally, the term "all marine risks" is liable to be misinterpreted and its use should be avoided in L/C.

　一般地，“一切海洋運輸貨物險”容易被誤解，應該避免在信用證中使用。

　Words and Phrases

　ocean marine cargo insurance clauses 海洋運輸貨物保險條款

　transportation insurance 運輸保險

　overland transportation insurance, land transit insurance 陸上運輸保險

　insurance against air risk, air transportation insurance 航空運輸保險

　parcel post insurance 郵包運輸保險

　ocean marine cargo insurance, marine insurance 水險(海運貨物保險)

　All Risks 一切險

　average 海損

　Particular Average (P.A) 單獨海損

　General Average (G.A) 共同海損

　Marine Losses 海損

　partial loss 部分損失

　total loss 全部損失